Accidents can happen in the blink of an eye. One moment you are going about your day, and the next you are dealing with injuries, damaged property, and insurance calls. In the chaos, it is easy to feel overwhelmed and unsure of what to do first. Knowing the right steps to take can protect your health, your rights, and your financial future.
Brad Emert of Emert Law Firm in St. Louis has spent decades helping accident victims navigate these challenges. His five-step plan ensures that victims act wisely, avoid common mistakes, and maximize compensation.
Step 1: Ensure Safety and Seek Medical Attention
The priority after any accident is your safety. Move to a safe location if possible and call emergency services. Even minor injuries should be evaluated by a medical professional.
- Prompt medical attention not only protects your health but also creates documentation of injuries, which is critical for insurance claims and legal cases.
- Keep detailed records of all visits, treatments, prescriptions, and recommendations from healthcare providers.
Brad emphasizes that health comes first, and proper documentation lays the foundation for a strong claim.
Step 2: Document the Scene and Gather Evidence
Once you are safe and treated, begin collecting information from the accident scene:
- Take clear photos of vehicles, property damage, and visible injuries.
- Write down details about the time, location, and circumstances of the accident.
- Collect contact information for witnesses.
Evidence can disappear quickly, and memories fade. By gathering information immediately, you protect your rights and make it easier to prove liability and damages later. Brad ensures every piece of evidence is properly recorded and used effectively in your case.
Step 3: Avoid Speaking to Insurance Adjusters Alone
Insurance adjusters often contact victims shortly after an accident. While they may sound helpful, their goal is to reduce payouts. Speaking without guidance can unintentionally hurt your claim.
- Do not give recorded statements or sign documents without consulting an attorney.
- Keep written records of all communication and offers.
- Allow Brad to handle all communication with insurance companies.
Brad’s experience ensures that all discussions with insurers are strategic and protect your legal and financial interests.
Step 4: Keep Track of Financial and Personal Losses
Accidents often lead to expenses beyond the obvious, such as medical bills and property damage. Lost wages, transportation costs, therapy, and ongoing care are also important to consider.
- Maintain a log of all related expenses and losses.
- Keep receipts, bills, and records of time missed from work.
- Document any long-term impacts on your daily life.
Brad evaluates all losses carefully to ensure that settlements or legal claims account for both visible and hidden damages.
Step 5: Consult Brad Emert for Legal Guidance
The final and most important step is to involve an experienced attorney. Brad provides St. Louis residents with:
- Personalized guidance tailored to the specifics of your accident
- Review of all insurance documents, settlements, and legal forms
- Negotiation with insurers to ensure fair compensation
- Trial readiness if insurers refuse to settle fairly
Brad handles the legal complexities so that victims can focus on healing. Acting quickly and consulting a trusted lawyer is essential for protecting your rights and securing financial recovery.
Common Mistakes Accident Victims Make
Even with a plan, many victims unintentionally weaken their cases:
- Delaying medical treatment or documentation
- Giving statements to insurers without legal counsel
- Underestimating ongoing medical or financial impacts
- Missing claim deadlines or signing documents too quickly
Following Brad’s 5-step plan prevents these mistakes and strengthens your case.
Why St. Louis Residents Trust Brad
Brad’s clients benefit from decades of experience, individualized attention, and strong advocacy. Key advantages include:
- Clear communication and guidance every step of the way
- Expert handling of insurance companies’ tactics
- Thorough documentation and strategic case management
- Focus on maximizing compensation while clients recover
- Peace of mind knowing a trusted attorney protects their rights
Insurance companies are skilled at minimizing payouts. Brad ensures victims are prepared, informed, and supported throughout the process.
Take Action Today
Accidents can be overwhelming, but following a clear plan protects your health, your rights, and your financial future. Start with Brad Emert’s 5-step crash plan: seek medical attention, document the accident, avoid direct communication with insurers, track all losses, and consult an attorney.Contact Brad Emert for a free consultation. Brad will review your case, guide you through each step, negotiate with insurance companies, and fight to ensure full and fair compensation. Following this plan is the best way to secure your rights after an accident in St. Louis.
